Powerful, free calculators designed for Indian businesses — GST, EMI, TDS and NRE Days. No sign-up required. Calculate instantly and make smarter financial decisions.
Running a business in India involves constant financial calculations — computing GST on invoices, planning loan EMIs, deducting TDS correctly, and checking residential status for NRIs. Doing these manually wastes time and leads to costly errors.
PakhiLead365 offers a suite of free online business calculators that give you instant, accurate results. Whether you are a real estate agent calculating property loan EMIs, a small business owner raising GST invoices, or an accountant computing TDS liabilities — our tools are designed for you.
Add or remove GST from any amount instantly. Supports all GST slabs: 0%, 5%, 12%, 18% and 28%.
Goods and Services Tax (GST) is India's unified indirect tax that replaced multiple levies like VAT, Service Tax, and Excise Duty. Introduced on 1 July 2017, GST applies to the supply of goods and services across India. Every registered business must collect, compute, and remit GST on every eligible transaction.
GST has four primary slabs: 5% (essential goods), 12% (processed food, computers), 18% (most services, electronics, restaurants), and 28% (luxury items, automobiles).
Calculate monthly EMI for home, personal, car or business loans. Get full interest and principal breakdown.
Equated Monthly Instalment (EMI) is a fixed payment made by a borrower to a lender every month. EMI consists of two components: principal repayment and interest payment. In early months, the interest component is higher; as the loan matures, principal repayment increases.
For Indian businesses, EMI calculations are critical when planning capital expenditure, purchasing equipment on finance, taking business loans, or helping real estate customers finance property purchases.
Calculate TDS deduction amount and late payment interest. Covers major TDS sections for Indian businesses.
Tax Deducted at Source (TDS) is a mechanism under the Indian Income Tax Act where tax is deducted at the point of payment. The deductor (payer) deducts a specified percentage from the payment made to the payee and deposits it with the government. TDS applies on salary, rent, professional fees, interest, commission, contractor payments, and many other transactions.
Non-compliance attracts interest of 1% per month for non-deduction and 1.5% per month for non-deposit after deduction.
| Section | Nature of Payment | Rate | Threshold |
|---|---|---|---|
| 194A | Interest (Bank) | 10% | ₹40,000 |
| 194C | Contractor | 1% / 2% | ₹30,000 single / ₹1L annual |
| 194H | Commission / Brokerage | 5% | ₹15,000 |
| 194I | Rent | 10% / 2% | ₹2,40,000 |
| 194J | Professional Fee | 10% / 2% | ₹30,000 |
| 194Q | Purchase of Goods | 0.1% | ₹50 Lakh |
Determine your residential status under the Indian Income Tax Act. Essential for NRIs and returning Indians.
Under the Income Tax Act, 1961, a person's residential status determines the scope of their taxable income in India. A person is a Resident if they are in India for 182+ days in the financial year, OR 60+ days AND 365+ days in the preceding 4 years. Otherwise they are an NRI.
PakhiLead365 is more than calculators — it's a complete business management platform used by 8,000+ Indian businesses.
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Learn MoreCreate professional invoices in seconds, track payments and send due date reminders.
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Learn MoreYes. All four calculators — GST, EMI, TDS and NRE Days — are 100% free. No sign-up, no credit card, no hidden charges. Use them as many times as needed from any device.
The calculator uses the standard GST formula prescribed by the Government of India. It correctly handles both exclusive (adding GST) and inclusive (removing GST) calculations for all GST slabs: 5%, 12%, 18%, and 28%.
"Exclusive" means your entered amount does not include GST — the calculator adds it on top. "Inclusive" means the entered amount already includes GST — the calculator extracts the base price and GST portion.
Yes. It works for home loan, personal loan, car loan, business loan or education loan — enter the amount, interest rate and tenure, and the EMI is calculated instantly.
The TDS calculator covers Sections 192, 194, 194A, 194C, 194H, 194I, 194J, and a custom rate option for any other section.
Residential status determines your taxable income scope. Residents are taxed on global income; NRIs are taxed only on income earned or received in India. Wrong status leads to over-taxation or penalties.
PakhiLead365 is a complete CRM for Indian SMEs. These tools are offered as a free value-add. The CRM manages leads, sales, HR and billing; the tools help with everyday tax and finance calculations.
These tools are just the beginning. PakhiLead365 helps 8,000+ Indian businesses manage leads, sales, HR and finances from one platform. Starting at just ₹6,999/year.